Recent Landmark Insurance Law Cases in the U.S. (2024–2025 Updates)
Overview The last two years produced a string of high-impact decisions that reshape how courts…
Comparative Study: How U.S. Insurance Law Differs from the U.K. and E.U. Frameworks
Introduction Insurance law may serve the same fundamental purpose across borders — to regulate risk-sharing…
Employer-Sponsored Legal Insurance Plans in the U.S.: How They Work and What Laws Apply
Introduction: Legal Help as an Employee Benefit In today’s complex legal environment, many employees face…
Life Insurance and Divorce: How U.S. Courts Handle Beneficiary Disputes
Introduction Divorce often brings emotional and financial turmoil — but one of the most overlooked…
Insurance Fraud in the U.S.: Legal Penalties and How Consumers Can Protect Themselves
Insurance fraud is costly, widespread, and prosecuted at both the state and federal level. From…
Climate Change, Natural Disasters, and the Future of Insurance Law in the U.S.
Introduction As climate change intensifies, so do the natural disasters devastating communities across the United…
Defense Costs vs. Indemnity in U.S. Liability Policies — What’s Covered, What’s Not
When a lawsuit hits, one of the most critical questions for any policyholder is: Will…
War, Terrorism, and Natural Disaster Exclusions in U.S. Insurance Policies: What You Need to Know
Introduction When disaster strikes—whether a war, a terrorist attack, or a hurricane—most Americans expect their…
AI and Algorithmic Underwriting: Legal and Ethical Risks Under U.S. Law
Introduction: When Algorithms Decide Who Gets Coverage Artificial Intelligence (AI) is transforming how insurance companies…
Regulating Insurance Pricing in the U.S.: Fairness, Discrimination, and Consumer Protection Laws
Insurance pricing is one of the most tightly regulated aspects of the American financial system.…