Comparative Study: How U.S. Insurance Law Differs from the U.K. and E.U. Frameworks
Introduction Insurance law may serve the same fundamental purpose across borders — to regulate risk-sharing…
Insurance
Insurance
Employer-Sponsored Legal Insurance Plans in the U.S.: How They Work and What Laws Apply
Introduction: Legal Help as an Employee Benefit In today’s complex legal environment, many employees face…
Insurance
Life Insurance and Divorce: How U.S. Courts Handle Beneficiary Disputes
Introduction Divorce often brings emotional and financial turmoil — but one of the most overlooked…
Insurance
Insurance Fraud in the U.S.: Legal Penalties and How Consumers Can Protect Themselves
Insurance fraud is costly, widespread, and prosecuted at both the state and federal level. From…
Insurance
Climate Change, Natural Disasters, and the Future of Insurance Law in the U.S.
Introduction As climate change intensifies, so do the natural disasters devastating communities across the United…
Insurance
Defense Costs vs. Indemnity in U.S. Liability Policies — What’s Covered, What’s Not
When a lawsuit hits, one of the most critical questions for any policyholder is: Will…
Insurance
War, Terrorism, and Natural Disaster Exclusions in U.S. Insurance Policies: What You Need to Know
Introduction When disaster strikes—whether a war, a terrorist attack, or a hurricane—most Americans expect their…
Insurance
AI and Algorithmic Underwriting: Legal and Ethical Risks Under U.S. Law
Introduction: When Algorithms Decide Who Gets Coverage Artificial Intelligence (AI) is transforming how insurance companies…
Insurance
Regulating Insurance Pricing in the U.S.: Fairness, Discrimination, and Consumer Protection Laws
Insurance pricing is one of the most tightly regulated aspects of the American financial system.…
Insurance
Duty to Settle: When an Insurer Must Protect You from Excess Judgments
Understanding the Duty to Settle in Good Faith When you buy insurance—especially auto liability insurance—you…